Andrew Lanoie

backlit-cliff

11 Sep: The Stock Market is a Big Ponzi Scheme

Name a financial arrangement/system where current investors’ profits are dependent on cash from new investors.

If you said a Ponzi scheme, you would be correct, but if you said publicly traded stocks, you would also be correct.

Before I explain why stocks are a Ponzi, let me first make a distinction. I’m not saying all stocks are Ponzis, just the ones that perpetually don’t pay dividends. Why? Because there are two ways investors can make money in stocks. One is from dividends, and the other is through capital gains by selling the stock in the future for more than the purchase price.

lowtide

05 Sep: Why High Net Worth Investors Aren’t Worried About A Recession

High Net Worth investors are often ahead of the markets.

Take a page from their playbook and diversify sooner than later to avoid significant losses in the equities and bond markets.

In April of this year, GlobalData published its annual “HNW Asset Allocation Trends 2019” report, a 52-page report geared towards wealth managers with projections and analyses regarding investment allocations of high net worth (“HNW”) investors and how to meet the demands of these investors.

Screenshot 2019-08-29 09.54.55

29 Aug: How to Invest in Real Estate for Busy Professionals

Think you’re too busy to enjoy all the benefits that come with Real Estate Investing?

It’s no secret that the wealthy and institutional investors are heavily invested in commercial real estate.

As an alternative investment, real estate has ideal characteristics as an inflation hedge: yield, leverage, and appreciation. It does well in upwardly trending markets, continues to pay even as you wait out market corrections and typically declines less than stocks in downturns.

beach-84531_1920

19 Aug: Recession Alarms

“Strongest Recession Signal Yet: Alarm Bells Sound as Key Indicator That Predicted Last Wall Street Crash Goes Negative”

“A possible recession? Treasury yields invert, sounding economic alarm bells.”

“Dow tumbles 800 points in biggest one day fall of year on global economic growth slowdown.”

mountain_water

08 Aug: Achieve Returns Like UHNWIs

In the longstanding debate between stocks and real estate, a major point of contention has been liquidity.

Generally speaking, stocks are liquid, real estate is not.

Those on the side of stocks will argue that liquidity enables an investor to be nimble, allowing for flexibility to adjust to changes and risks as well as allowing for capital preservation.

Andrew and Mike

23 Jul: Mobilizing a Promising Asset Class

According to the Census Bureau, the median income for U.S. wage earners in 2016 was $31,099. After taxes, and factoring in the all-but-gospel recommendation that no more than 30 percent of one’s income be allocated for rent, that means the…

greenhills

22 Jul: INVEST TO PROFIT FROM A RECESSION

Just like storm chasers that feast on disaster, there’s a group of investors that actually run towards danger and invest for a recession.  These investors profit both during prosperous times and downturns.  These investors allocate their capital towards a commercial…

dew (1)

11 Jul: The Investment No One Brags About

In the longstanding debate between stocks and real estate, a major point of contention has been liquidity.

Generally speaking, stocks are liquid, real estate is not.

Those on the side of stocks will argue that liquidity enables an investor to be nimble, allowing for flexibility to adjust to changes and risks as well as allowing for capital preservation.

lifesaver

19 Jun: Illiquidity Saves Investors

In the longstanding debate between stocks and real estate, a major point of contention has been liquidity.

Generally speaking, stocks are liquid, real estate is not.

Those on the side of stocks will argue that liquidity enables an investor to be nimble, allowing for flexibility to adjust to changes and risks as well as allowing for capital preservation.

lock boxc

31 May: MAXIMIZING PRIVATE INVESTMENT OPPORTUNITIES

It’s no secret that many of the country’s most prominent university endowments and private foundations have been hugely successful at investing and providing outsized returns for their constituents.

Their success is attributed to their allocating more of their investment portfolio to private investments including non-venture private equity, venture capital, private real estate, private oil & gas/natural resources, and precious metals.