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Social justice warriors dominate the 24-hour news cycle by seeking to right one social injustice or another. Lost in all the shuffle is another form of injustice, financial injustice.

For too long, Main Street investors have given up their power to Wall Street investment advisers, mutual funds and pension plans. Lulled into believing that if they place their hard-earned cash with one of these many Wall Street money managers, their retirement security is virtually assured and they have no worries.

In the late 90’s, one of my best friends finally finished his graduate program and was in search of a job in finance. The result of all of his hard work was a new gig as a financial advisor at Goldman Sachs, one of the biggest names on Wall Street.

Though he didn’t stay long, he learned almost everything there is to know about the financial industry. Some of those things helped him later on in life, but most of them just made him skeptical about what role Wall Street plays in our society.

Many things define this decade, but one of them is a significant shift in American attitudes towards homeownership. Years ago, owning a home was one of the paramount goals of every young adult. They saw it as a place to…

When the recession hit in 2007, a multitude of disastrous consequences followed. People had to sell their homes, watch their wealth disappear, and many lost their jobs. There is no doubt that economic downturns are tragedies, but for some investors,…

If you don’t, you will miss out on incredible growth, and your money will likely even devalue over time due to the inflation. What is more difficult is deciding where to allocate your capital. There are a significant amount of…

How to Pay for Your Children’s School or Automobile or College and get a Tax Deduction | Tax Strategies for the Affluent The affluent (even non-business owners) often use this strategy to hire their children as employees to pay for…

Let’s be honest: Investing can be boring. This is especially true if you’re seeking advice from traditional sources like financial advisors or investment brokers. If you take a meeting with these types of people, you will likely hear the same…

Don’t make the same mistake. Think back to the 2008 housing bubble.

First came rapid growth in home ownership and subsequently, rapid growth in consumer debt. Many of those homeowners were not fit to pay those debts back.
Then, risky investment products like mortgage-backed securities disguised and expanded those bad loans. After some time, the fragile house of cards fell, and the entire world felt the effects of a depressed market.

Their mindset and approach are different from the masses, and they end up rising above the herd. Unfortunately, those same innovators will take a very conventional approach to investing. They will allocate heavily in risky areas, pay premium fees to…

What is the most successful movie of all time in terms of domestic box office gross?  Titanic? Star Wars? One of the slew of recent superhero movies? In actual dollars, the answer would be Star Wars: The Force Awakens. Released…